Recent tallies show a third of U.S. credit scores fall below 649. While not impo…

Recent tallies show a third of U.S. credit scores fall below 649. While not impossible, acquiring a mortgage loan will likely be more difficult and more expensive at this level than with higher scores. Here are the fundamentals to guide you in establishing and maintaining a healthy and legitimate score. The somewhat obvious: Borrow only what you can afford to repay. Make all of your payments on time. Avoid excessive requests or inquiries for credit Have an emergency

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